XRP and Bitcoin Price Prediction Ahead of CLARITY Act Vote Tomorrow

Bitcoin traded near $78,700 on Monday, September 14, while XRP changed hands around $1.41.

Both advanced as traders awaited Tuesday’s U.S. Senate procedural vote on the CLARITY Act. The crypto market is up +1.32% to $2.65T in 24h, primarily driven by regulatory optimism ahead of a key U.S. Senate vote.

The Senate outcome could shape regulatory expectations, although it would not make the proposal law. Wednesday’s Federal Reserve decision adds another test for a market sensitive to interest rates.

What’s To Expect Ahead of Tomorrow’s CLARITY Act

The Senate can consider the CLARITY Act cloture motion from 2:15 p.m. Eastern on Tuesday, September 15. Advancing the measure through cloture generally requires 60 votes, and the result would allow broader Senate debate.

New York Attorney General Letitia James leads a bipartisan coalition of 17 other attorneys general opposing the current bill. They argue it could limit states’ ability to prosecute crypto fraud and protect investors. The coalition also objects to provisions letting the Securities and Exchange Commission preempt state registration requirements.

18 State AGs Push Back on CLARITY Act Ahead of Key Senate Vote

New York Attorney General Letitia James led a bipartisan coalition of 17 other state attorneys general urging Congress to oppose the current version of the CLARITY Act ahead of Tuesday’s key procedural vote. The… pic.twitter.com/wQwmqjUTMj

— Wu blockchain (@WuBlockchain) September 14, 2026

The attorneys general want Congress to preserve state enforcement, registration powers and cooperation with federal regulators. Their intervention complicates the market’s optimistic reading of the vote. A failed procedural vote could delay legislation without settling the underlying regulatory debate.

FOMC Decision Puts September Rate Hike in Focus

The Federal Open Market Committee meets September 15–16 and is scheduled to announce its decision Wednesday at 2 p.m. Eastern. A press conference follows at 2:30 p.m., alongside updated economic projections.

The current federal funds target range is 3.50%–3.75%. Interest rate traders favor a 25-basis-point increase, which would lift that range to 3.75%–4.00%. That remains an expectation, not an announced decision.

Higher rates can strengthen yields and reduce demand for speculative assets. Bitcoin and XRP could therefore react to the Fed’s projections and policy language, even if it delivers the expected hike.

Bitcoin and XRP ETFs Show Diverging Investor Demand

U.S. spot Bitcoin ETFs posted about $463 million in net withdrawals during the September 7–11 reporting week. The result ended a three-week inflow streak, suggesting institutional demand weakened before the policy decisions.

Spot XRP ETFs drew $18.98 million in fresh capital during the same period. Over the past four weeks, inflows to the Ethereum products have been positive, with $197 million flowing in this week. Solana funds were the ones that saw about $10.30 million, which indicates the disparity in demand for crypto assets.

ETF flows are not the same as the actual positioning of each investor. However, continued flows out of Bitcoin may prevent a rally, and continued flows in to XRP could help dampen pullbacks.

XRP and Bitcoin Price Prediction: Key Levels to Watch

Bitcoin faces near-term resistance around $78,850, its recent intraday high. Clearing that level could put $80,000 within reach. A stronger advance might then test the $82,000 area.

Failure to hold $78,000 would shift attention toward $76,400, near the recent intraday low. Losing that floor could expose the $75,000 area, especially if the Senate vote disappoints.

For the XRP price, $1.42 marks immediate resistance, followed by $1.45 and $1.50. Holding above $1.40 would support an attempt higher. Below $1.34, the near-term outlook would weaken, opening a possible move toward $1.30.

These levels describe possible reactions rather than guaranteed targets. Senate negotiations, ETF demand, and Fed guidance could rapidly change the outlook for both assets.